An alternate. Borrow ВЈ100 — ВЈ1,000, susceptible to affordability
Representative 535%вЂ‹ APR.
An online payday loan is a form of short-term credit, since the title recommends, your debt out of this types of loan is normally repaid in complete through the borrowerвЂ™s pay packet that is next.
These types are provided by some lenders of pay day loans, however with Satsuma we only offer short-term loans. Our clients can borrow as https://1hrtitleloans.com/payday-loans-nc/ much as ВЈ1,000, susceptible to affordability, and repay between 3 to 12 months, in a choice of weekly or instalments that are monthly. This particular aspect differentiates a Satsuma loan from payday advances.
Why choose Satsuma?
When making our option to payday advances, we wished to offer a versatile, short-term loan that permitted clients to decide on the length of time they spent repaying their loan.
No hidden charges
Our clients speed us 4.68 out of 5. Reviews.co.uk, 2019 july
Take to our loan calculator
You may want to consider using our loan calculator to get an understanding of exactly what your repayments will be before you apply for a Satsuma short-term loan. You can make use of the sliders to create the total amount you ought to borrow, with weekly or monthly payments over your selected time period whether you prefer to repay it.
It places you in charge since you is able to see just what the repayments could be, replace the quantity or payment duration around, and work down what’s the smartest choice for your needs.
Our loan calculator shows just what you will repay
Check just before use
Whenever you make an application for any credit, whether or not itвЂ™s an online payday loan or an alternative solution like a brief term loan offered at Satsuma, it’s going to keep a mark in your credit report. In the event that you donвЂ™t end up taking out that loan if youвЂ™ve been declined a loan as a result of a credit check, it may impact your credit rating вЂ“ even. This may additionally influence the real method other businesses assess you for credit.
With Satsuma you should check before you use. You an eligibility decision within 60 seconds if you are considering applying for one of our short-term loans, weвЂ™ll give. It does not impact your credit rating until you decide to simply take the loan out a short while later.
YouвЂ™re not obliged to simply take a loan out with us after checking and there wonвЂ™t be accurate documentation from it in your credit report. A complete application does nevertheless require a full credit check.
We look at your info
Its perhaps not a full application therefore we just require a couple of details
Protect your credit rating
Regardless of the total outcome, it’s not going to impact your credit history until you decide to use
Provide your outcome
You will discover call at 60 moments. We will should look at your details if you decide to apply*
May I submit an application for a Satsuma loan on line?
Satsuma just provides short-term loans online. Check always before you use as soon as you have got filled out a couple of details, we are able to offer you a preliminary choice in 60 seconds. In the event that you then need to continue, this will be susceptible to a complete affordability evaluation which include a credit check.
This is to validate your income in some instances we may require 3 monthsвЂ™ worth of payslips.
You will require a few details to hand before you use including:
Before or if you have an existing loan with us, you will also need your loan agreement number if youвЂ™ve borrowed from us.
Does Satsuma offer Bad Credit Pay Day Loans?
At Satsuma, we don’t offer bad credit payday advances as there isn’t any such thing. Whilst some might assume that an undesirable credit history|credit that is poor} may result in payday advances being truly the only option available, you can find alternatives available according to specific requirements and circumstances, such as for instance a brief term loan like Satsuma.
What’s a Guarantor Loan, and do Satsuma offer these?
No. Guarantor loans are those which need the debtor to own a secondary celebration guarantee the mortgage payment in the event that original applicant defaults at any point.
Satsuma usually do not provide guarantor loans, one of many top features of a Satsuma temporary loan is that it’s a вЂno guarantorвЂ™ loan.
Also you may still be eligible for a Satsuma loan which doesnвЂ™t require a guarantor if you have had difficulties with credit in the past.
Can a loan is got by you without a credit check?
Within the UK, regulated lenders need certainly to perform affordability and credit checks to be sure these are generally lending to individuals who are able it. Satsuma will consequently finish a credit verify that you submit an application for a Satsuma loan that is short-term.