Loans, Personal Lines Of Credit and Bank Cards

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Loans, Personal Lines Of Credit and Bank Cards

From buying very first house to refinancing an mortgage that is existing or benefiting from our Car Buying solution to getting a charge card with competitive prices and zero charges, we’ve got the loans and personal lines of credit you will need.

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Home Loans

Select a loan provider you are able to trust. At DOCFCU, our experienced mortgage brokers is going to be to you every action regarding the means, allowing you to pick the mortgage choice that fits your requirements and spending plan.

  • Fixed and rate that is adjustable available
  • Loan amounts from $75,000 – to $1,500,000
  • Designed for primary residences or 2nd domiciles (no investment properties)
  • Loans as much as 97% loan-to-value*
  • First and mortgage that is second loans as much as 90per cent loan-to-value
  • Handle your loan on line, including making payments
  • Readily available for domiciles in every 50 states
  • Get a personalized, no obligation price estimate
  • Get pre-qualified for the next home loan
  • Explore the resource offered to help you create choices that are smart

Convenient On The Web Mortgage Access

You will see your home loan declaration, review your re payment history, always check your escrow balances, and even make a primary online repayment from your account.

Have Mortgage Concerns?

For concerns regarding our application procedure, to obtain pre-approved or even ask questions that are general getting a DOCFCU mortgage, please contact our professionals straight:

  • Mike B. (202) 808-3628
  • Celia M. (804) 368-6036
  • Kim V. (804) 368-6036
  • or e-mail us at info@docfcu.org

For concerns with regards to your DOCFCU mortgage application, please contact us at (804) 588-4788 or e-mail us at info@docfcu.org

For concerns with regards to your DOCFCU home loan, please contact our home loan servicer at (877) 636-9790

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Residence Equity Loan and credit line — Zero Closing expenses*

A property equity personal credit line from DOCFCU could be a smart solution to fund many different requirements, including a house renovation or repairs, education costs, the journey of an eternity, if not in order to combine financial obligation. Our experienced loan providers are willing to assistance with tailored personal credit line only for you.

A property equity loan, or trust that is“second, is yet another choice that substitutes a hard and fast price for the adjustable price of a property equity credit line.

*No closing costs on an initial advance of $10,000 or higher. Borrow as much as 90% of the home’s value (minus your very first home loan balance) as much as $250,000 must certanly be eligible for DOCFCU account. Other limitations may use, call us for details. NMLS #810389

Residence Equity Personal Credit Line

  • A minimal interest that is variable of Prime+0*
  • No closing expenses on an initial advance of $10,000 or higher
  • Tax-deductible interest re re payments (consult with your income tax consultant for details)
  • The capability to borrow as much as 90per cent of one’s home’s value (minus your mortgage that is first balance as much as $250,000

Residence Equity Loan (2nd Trust)

  • A decreased fixed price
  • Tax-deductible interest re payments (speak to your income tax consultant for details)
  • The capacity to borrow as much as 90% of one’s home’s value (minus your very first home loan stability) as much as $100,000

Prices

Have actually questions? We’re right right here to assist. Today please call 202.808.3600 to speak with one of our loan specialists.

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Automotive Loans

A car loan from DOCFCU will allow you to drive a bargain that is hard. Whether you’re buying a fresh or utilized vehicle, or refinance your existing auto loan to save cash, our low prices and value-added solutions could make a huge difference.

  • As much as 105per cent on brand new and used financing
  • Fast approvals (in 24 hours or less or less)
  • Price matching open to qualified users
  • Union benefits discounts (may not be along with match price)
  • Free Autocheck for utilized cars with application for the loan

DOCFCU Automobile Buying Service, Running On TrueCar в„ў

We are going to additionally provide provide an associate .25% from the price when they utilize real vehicle and supply us utilizing the certification of purchase.

Prices

Automobile Loan Calculators

Utilize our calculators that will help you estimate your monthly obligations.

Extra Solutions

There’s more to an intelligent deal than the usual price that is good. That’s why a variety is offered by us of additional programs and tools that will help you both purchase sensibly and protect your investment.

Extra Solutions

GAP Insurance to safeguard Your Loan

Assured resource Protection (GAP) insurance coverage assists ease your monetary burden by spending the possibly high-cost distinction between your insurance coverage settlement along with your loan stability on products straight associated with the acquisition of the car.

To find out more, please contact that loan officer at 202.808.3600 .

Features

  • 90-day free look – you might cancel your security within 3 months of the enrollment date and get the full reimbursement with no termination charge.
  • Skipped payments – security includes skip-a-payment or delinquent-payment features for the lifetime regarding the agreement that is financial.
  • Available on loans – safeguards brand new and utilized vehicles.
  • Main automobile insurance deductible – pays as much as $1,000 of your car tax deductible.*

Extensive Car Provider

fast payday loan

Safeguard your self from unforeseen, high-cost repairs, and of course, boost the resale value, if you opt to offer your car or truck.

Many major automobile repairs happen following the factory warranty duration stops. Without a car Service Agreement (VSA) — you may possibly end up investing in unforeseen and repairs that are expensive. As being a outcome, extended protection for car repairs is actually a requisite. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer you a far more affordable way of protection for the brand brand new or eligible vehicle that is pre-owned.

Consult your loan officer regarding the choices and understand how you can conserve to 50per cent off dealer prices. You might qualify for protection even though you don’t now have a car loan with Department of Commerce Federal Credit Union.